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Neither RAM nor the Commissioner dispute the fact that Continental appointed Midwest to be the mortgage servicer on January 13th, The Commissioner argues that neither she nor Continental ever approved of RAM acting as the subservicer and that they took affirmative steps to deny any ratification of such an agreement between Midwest and RAM.

On the other hand, RAM maintains that Continental's acceptance and approval of Midwest as the mortgage servicer automatically meant that Continental accepted and approved of RAM as the subservicer. Although neither the Commissioner nor RAM frame the issue exactly right, the language of the Indenture itself and Continental's conduct toward RAM lead the Court to conclude that neither the Commissioner nor Continental have any obligations associated with RAM's contract.

As a starting point for this analysis, I repeat my finding from above that Midwest's December 23rd appointment of RAM as subservicer is invalid. Because Midwest had no powers or rights as the mortgage servicer at that time, it could not appoint RAM to be the subservicer.

Midwest, however, did acquire the rights and powers of mortgage servicer on January 13th as a result of Continental's appointment. At that point, whether Midwest's original contract with RAM was revived or whether Midwest's actions impliedly ratified RAM as the subservicer need not be determined by the Court for purposes of this motion.

The important fact to note is that RAM did act as the subservicer beginning no earlier than January 13th, and Midwest approved payment of fees to RAM for those services. Pursuant to Section 6. I agree. Midwest, as the servicing agent, does act as an agent for the Commissioner and Continental, yet it does so only for a limited purpose.

Although the Indenture expressly creates this agency relationship, it also expressly limits that relationship. Section 6. Neither the Commissioner nor Continental has any role in approving or disapproving of this contract. Thus, Midwest made the agreement with RAM solely on its own behalf, and any issues, obligations or problems associated with that contract must be resolved between RAM and Midwest.

See Flintridge Station Assocs. American Fletcher Mortgage Co. RAM has come forward with no evidence to demonstrate that this provision of the Indenture is invalid or that Midwest, in its negotiations with RAM, somehow held itself out to be an agent of the Commissioner or Continental.

RAM's claim that the Commissioner and Continental approved of its subservicing contract must fail because, as discussed above, the contract was between RAM and Midwest alone. RAM's conclusory statements to the contrary which are unsupported by specific facts are not enough to overcome the Commissioner's motion and create a genuine issue of material fact.

See First Commodity Traders v. Heinold Commodities, F. Examples are Mazda, Toyota and Samsung. You can use a phone number with area code to establish a local presence in Orange County even if you don't have an office in the area. The area code was split from area code in You need a local account to set up a phone number with the area code for a landline or cell phone. But it's possible to sign up for a phone number with area code by using a VoIP business phone service.

This will allow you to register the number without having a local office. A local phone number with a area code will help you get your foot in the door. You can assign a local phone number to any device without using a fixed telephone line.

For example, you can use a desk IP phone, mobile phone app and desktop phone app. You can receive calls on various devices at the same time or manage several phone numbers on one device. Part I. Ion-exchange behaviour of vanadate ions. The first page of this article is displayed as the abstract.

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